01
Intent
Your goals are set before any document is read. Your intent is stated in your own words.
How it works
Machines read. Formulas calculate. Your intent decides.
02
Read
The system reads text, tables, scans and filings. Several readers check each number; disagreements are shown, not hidden.
03
Calculate
Published methods include Altman Z, Piotroski, Beneish and DuPont. Formulas calculate from the numbers found in the documents.
04
Judge
Each check is scored against your goals. Your intent determines which checks matter.
05
Report
The report gives the answer first, then the reasons behind it. Every number is cited to its page.
Where AI helps
AI is one reader among several. It writes up only cited facts.
What AI never does
AI never makes up a number or decides the verdict.
Why this is hard
Three reasons no one has done it well, and how we did.
Documents are messy
Scans, tables and spreadsheets come in many formats.
How we solved it
Several readers cross-check the information. When they disagree, the report says so instead of picking one.
AI can make up numbers
Plausible but wrong numbers are hard to defend.
How we solved it
AI does not make the numbers. Formulas calculate them, and every number is cited to its page.
The answer depends on the investor
A good buy for one fund may be a bad one for another.
How we solved it
Our own framework turns your intent into the checks that matter. Patent pending.
What you get
The answer first. Then the proof.
A verdict against your intent, the reasons behind it, and the exact page each number came from.
IACalc report
Sample company · illustrative
Verdict
Does not fit your intent at this price
Valuation is well above comparable companies
Annual report, p. 112The 3x target is met only if the plan is hit in full
Business plan, p. 9No exit route is set out in the agreement
Shareholders’ agreement, cl. 14