Questions institutional teams ask.

No. It is a second opinion. The analyst keeps the recommendation; IACalc checks it against the fund’s own intent and puts its reasoning on the table. When it disagrees, it shows where to look before the committee asks.

Annual reports, audited accounts, information memoranda, prospectuses, term sheets, shareholder agreements, research notes. PDF, Word, Excel, text and scans, as received. No preparation.

Stored in Malaysia under every tier. You choose how strict the processing boundary is (Standard, Controlled, Dedicated); the system refuses any step that would cross it; every report carries a receipt naming where each step ran. Files are encrypted before upload, in transit and at rest. No public or consumer chatbot interface at any tier. Processing is automated with no manual review.

A page in your own words: what you want from the investment, the policy you must follow, the return you need, how long you will hold, how you expect to exit, and the questions you want answered. It can say anything. IACalc turns it into the checks that apply.

Stable yield, growth expansion, distressed turnaround, strategic IP, platform consolidation, talent investment, IPO subscription, income portfolio, growth portfolio, portfolio review; custom intents on request. Shariah screening is a separate overlay on any of them.

Yes, by the SC Malaysia SAC methodology: the 5% benchmark on non-permissible activities and the two 33% financial-ratio benchmarks.

Report Grade is a reading aid that summarises data coverage and verification quality. It is not a pricing term or an investment recommendation.

Yes. The extraction is reused, so a second intent is fast and included.

Hours, depending on the size of the document set and the quality of any scans.

Investment committees and the analysts who present to them: statutory and pension funds, GLICs, insurers, banks’ investment and credit teams, Shariah compliance teams, and due-diligence leads.